Genre :Non-Fiction, Pages: 595, Binding: Paperback
The primary business of any bank is lending. A defective loan appraisal creates an NPA ab initio. The rapidly growing banking industry needs knowledgeable credit specialists for taking highly informed credit decisions. This is a book which motivates young lending bankers to equip themselves with the Knowledge, skills and highly positive attitude towards lending and enable them play a very proactive role in the lending activity of the bank. The basic concepts and practices followed by present day bankers in various segments have been explained in a very lucid style. Various aspects of the products, processes and procedures along with RBI guidelines have been incorporated for various types of loans and segments. The book takes us through various stages of the life cycle of a loan account like marketing, appraisal, risk management, documentation, protection of security, Follow up and ultimately recovery of the loans.